If you are a high risk merchant, an offshore merchant account is the perfect solution to your processing needs. You have the payment processing power to blaze ahead and meet your goals. Money flows in. Your business prospers and grows.

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Cell Phone & Credit Card Help
Picking a cell phone plan or a credit card can be complicated and confusing. In today\'s web report, Jessica Duff shows us a free website that can help!

Credit cards compromised
An estimated 100 million credit/debit cards have been affected in what may be the largest compromise ever.

Customers At Risk Of Credit Card Security Breach

Payments processor Heartland Payment Systems Inc. said the system they used to process Visa, Master Card, American Express and Discover Card transactions was breached last year.

The Wall Street Journal reported the data compromised included card numbers, expiration dates and internal bank codes, all of which could be used to duplicate cards.

Phone: 1-215-942-7843

Call us to find out ALL your options to solve your merchant account problem.

Can I use someone else's merchant account to do my transactions?
No, this is an illegal practice known as "credit card laundering" or "factoring." Using someone else\'s merchant account to do you credit card transactions can lead to heavy fines and perhaps more.

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What exactly is a Merchant Account?

Today a majority of credit card transactions are sent electronically to merchant processing bank for authorization, capture and deposit. The method of processing credit cards will vary by industry. In all circumstances either the entire magnetic strip is read by a swipe through a credit card terminal/reader or the credit card information is manually keyed in to a credit card terminal, a computer or website. Whenever practical it is best to swipe a credit card because the rates will be much lower and the incidence of stolen credit card number fraud is greatly reduced.
A Merchant Account has a variety of fees, some periodic, others charged on a per-item or percentage basis. Some fees are set by the merchant account provider, but the majority of the per-item and percentage fees are passed through the merchant account provider to the credit card issuing bank according to a schedule of rates called interchange fees, which are set by Visa and Mastercard. Interchange fees vary depending on card type and the circumstances of the transaction. For example, if a transaction is made by swiping a card through a credit card terminal it will be in a different category than if it were keyed in manually.
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